“I am not filing if I cannot do a chapter 7″
I hear this statement on a daily basis. “I do not want any part of a chapter 13. I am only interested in filing a chapter 7.” I think anyone who knows anything at all about bankruptcy would concur that, all other things being equal, a chapter 7 filing is a more attractive scenario. Unfortunately, [...]
Phantom Expenses in Calculating Disposable Income
Remember a few years ago when the new bankruptcy laws passed and the public thought that relief to file was all but gone? I particularly remember the rush of filers in the last few months leading up to the passage date of the new laws on 10/17/2005. It took time and education to debunk the [...]