“I am not filing if I cannot do a chapter 7″

Posted by robrickman on September 2, 2009 in Chapter 13 Plan, Means Test
5 Comments

I hear this statement on a daily basis.  “I do not want any part of a chapter 13.  I am only interested in filing a chapter 7.” I think anyone who knows anything at all about bankruptcy would concur that, all other things being equal, a chapter 7 filing is a more attractive scenario.  Unfortunately, [...]

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Phantom Expenses in Calculating Disposable Income

Posted by robrickman on August 21, 2009 in Caselaw, Means Test
1 Comment

Remember a few years ago when the new bankruptcy laws passed and the public thought that relief to file was all but gone?  I particularly remember the rush of filers in the last few months leading up to the passage date of the new laws on 10/17/2005.  It took time and education to debunk the [...]

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