The Question : Should I File for Bankruptcy?
The Scenario : It is a Friday afternoon and I am meeting with my last appointment for the day. The couple is a mid-30s couple who have two young children. We have just discussed their financial situation, 4 credit cards of about $36,000, unpaid medical bills of another $5,000, a deficiency balance from a repossessed [...]
Should I Just Let My House Go?
A significant contribution to our economic woes over the past 18 months is the over-priced home prices. As I counsel my clients each day, I often find myself helping my clients come to grips with the harsh reality that their house is not really worth what they paid for it 3 – 5 years ago. [...]
Marital debt
A very common issue in my practice is to have a client with a divorce settlement or marital dissolution agreement that has required my client to pay everything including all outstanding credit card obligations of the marriage. It has also often been the case that my client never really intended to pay the debt, but [...]
Welcome
I have decided to create a blog after several years of pressure from my law partners and past clients. What I will not do, is create a blog of legalese written merely to impress my colleagues and peers. My blog is for my clients, both current and future, and I intend for it to be [...]